Managers of companies have the possibility of resorting to the redemption of credits, if the need for a decrease of their monthly payments is felt, for a better management of the budget.
Purchase of credits: manager of a company
Many corporate managers once took the risk of investing in their business, to make the majority of them resorted to bank credit to unlock sufficient funds. Many of these borrowers have multiple credits (real estate and consumer) and are no longer able to repay their monthly payments that have become too heavy. They want to rebalance their budget and reduce their debt ratio. To reduce the amount of their monthly payments, the repurchase of loans appears then as the solution most adapted to the difficulties related to monthly payments too important.
Up to 60% off your monthly payments Your project
- Redemption of credits Finance a project Renegotiate an immo loan Currently, do you pay back mortgages?
- * No Yes Real Estate Credit (s) Remaining amount (s) to be reimbursed
- * € Amount of monthly payments * € Currently, do you pay back consumer loans?
- * No Yes Examples: auto loan, loan work, revolving credit, etc … Consumer credit (s) Remaining amount (s) to be reimbursed
- * € Amount of monthly payments
- * € If you want to include an amount for a new project, please specify New project € Project type – To choose – car Immovable Works Staff How long do you want to repay your purchase of credits? Duration in years
The principle of redemption of credits
The redemption of credits is a banking operation that reduces the amount of monthly payments, indeed for reasons that can be varied. The repurchase of loans allows a borrower to group a portion (mortgage) or all (real estate and consumer loans) of its loans into a single loan with a single reduced monthly payment. This operation is possible thanks to an extension of the loan term. In addition, it is possible to benefit from an additional amount, loaned to borrowers with an affected project (work, travel, purchase of a vehicle). Obviously, this sum is granted to people who are able to respect the terms of the contract. To get an idea of what this banking operation can provide as a solution, it is free and without commitment to perform an online simulation. Encrypted data will be sent as an indication to visualize the amount of the potential new monthly payment.
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